Ipak Yuli joint-stock innovative commercial bank (Uzbekistan) is actively working on the development of its activity in the retail sector of the market. One of the main directions in providing services to the population is taking deposits earning attractive interests.

Ipak Yuli Bank is currently offering a number of deposit products. Among the most popular deposits are short-term "Nihol" deposit with the deposit period varying from one to six months and interest rate from 28% to 34% APR, short-term "Soglom hayot" deposit with the period of six months and the interest of 30% APR, as well as short-term "Umid" deposit with the period of three months and an interest of 36% APR. Interests on these deposits are paid montly, one month in advance. A source in the bank said the number of private depositors who saved their funds in the bank in the first half of 2005 has grown by 33%. Since the beginning of the year, the volume of the population's deposits has grown 1.3 times and has reached 6.25 billion soums. A multi-branch bank Ipak Yuli attracts deposits both in the capital and in several regions of the country, through the deposits attracted in Tashkent prevail with 91% of the total volume of deposits.

Along with the deposits in national currency, the bank attracts foreign currency deposits. Examples of such deposits are "Capital" taken for six months with the interest of 10% APR, and "Obod mahalla" taken for the period of three months with the interest rate of 6% APR. Thus, coming to the end of the first half of the present year, the share of deposits in foreign currency had made up 27% of the total volume of deposits.